Special Flood Hazard Area -- FAQ

What is a Special Flood Hazard Area?: Special Flood Hazard Areas (SFHA) are flood areas (Zone "A" or "V") also known as the 100-year flood and the national standard on which the floodplain management and insurance requirements of the National Flood Insurance Program are based.
Why is this information important?: Failure to research if a property is within a "mapped" special flood hazard area, prior to its purchase, means that the home buyer is willing to accept the property "as is". For the unwary buyer, this could result in additional costs for flood insurance.